Lending Staff

Meet your First Federal Savings of Lorain Lending Staff

Sharmaine P. Dixon

Loan Originator

Main Branch

Hobby is Dancing

Sharmaine is originally from Washington D.C., she moved to Ohio when she entered college and received her Bachelor’s and Master’s degrees in Psychology. She has been working in the banking and financial industry, counseling clients on financial responsibility. Working closely with clients and knowing that she is helping them achieve a goal is her favorite part.

In her free time Sharmaine loves to read, shop and spend time with her family, friends and sorority sisters. Jamming to Justin Timberlake, watching the “Golden Girls” and “Murder She Wrote” is her idea of a perfect day.

Read More

Ashu S. Howard

Loan Originator

Main Branch

Hobby is Cars

Ashu has lived in Northeast Ohio for most of his life. Ashu and his family have strong roots in this community. After graduation from high school he served four years in the US Army.

Ashu has been in the financial services industry for a number of years and is very proud and extremely happy to have the privilege to join the team at First Federal Savings of Lorain. During his career as a loan originator he has had the opportunity to work with veterans and their families to achieve the dream of homeownership.

Ashu is President Elect of the Rotary Club of Lorain and the Volunteer Coordinator for the Cleveland Vegan Society.

He has three small dogs, loves any physical activity, especially working out, he is a car and motorcycle enthusiast and a vegetarian! Ashu looks forward to meeting you and helping you navigate the mortgage maze!!

Read More

JoEllen Tucker

Main Branch Manager

Loan Originator

Hobby is Animal Rescue

Since joining First Federal Savings of Lorain in 1979, JoEllen has held positions of teller, head teller, management trainee and is currently manager of the Main Office on Oberlin Avenue. Member of Lorain County Chamber of Commerce, North Coast Building Industry Association, Lorain County Association of Realtors and Main Street Amherst. She is married to Fred and together they have four grown children and seven grandchildren. In her free time JoEllen enjoys spending time with her family, friends. And she especially enjoys playing with the grandchildren who are her heart and soul. JoEllen is very passionate about advocating and networking for shelter animals and currently has two rescue dogs and two rescue cats.

Read More

Edie Tiller

Homewood Branch Manager

Loan Originator

Hobby is Reading

Edie has been with First Federal Savings of Lorain since 1989. She is a member of the El Centro Finance Committee and North Coast Building Industry Association. Being active in her community and participating in local events are important to her.

Edie’s hobbies are, photography and listening to all types of music. She enjoys spending time with her daughter and friends.

Read More

Danielle Peffley

Huron Branch Manager

Loan Originator

Hobby is Vermilion Beach

Danielle has been a lifelong resident of Vermilion, Ohio where she currently resides with her husband and 2 children.

Danielle has been in banking and mortgage field since 2003 which has given her the opportunity to work with a diverse client base. Through her experience she has gained the ability to truly understand her client's needs. She believes that understanding your needs is the most important step in helping you achieve your financial goals. A key objective of being part of the First Federal family is to give the highest level of customer service along with providing the ideal mortgage program that fits each borrower's individual needs and goals.

Read More

Lin Schaefer

Sandusky Branch Manager

Loan Originator

Hobby is Board Games

Lin is pleased to be part of a bank that makes its employees and customers feel part of a family. Lin has been in lending and banking since 2000 and has even more experience in the financial area. Lin’s success is due in part to being available after regular banking hours for customer loan questions and preapprovals, quick responses to phone and email inquiries, and thoroughness in explaining loan products and procedures, whether it’s for first time homebuyers, construction or repair loans, or any other programs that we offer.

Lin is a member of Erie County Chamber, Firelands Realtor Assoc, Erie County Home Builders, Women’s Professional Networking & Firelands Positive People. She has four grandchildren and all their sports & activities keep her enjoyably busy! Lin loves cards and game days with family and friends-so much to laugh about!

Read More

Michelle Nowlin

Avon Branch Manager

Loan Originator

Hobby is Ocean

Michelle is the manager and loan originator at the Avon Office. She has been with First Federal savings of Lorain since 1994 and enjoys helping her customers obtain home ownership. Michelle sits on the Board of Directors for the North Coast Builders Industry Association and The Lorain County Association of realtors. She is extremely active in both organizations sitting on numerous committees. Michelle enjoys spending time with her husband of 22 years and their family.

Read More

Rebecca B. Garcia

Amherst Branch Manager

Loan Originator

Hobby is Hiking

Rebecca was born in Puerto Rico, and has been a Lorain County resident since 1998. She attended LCCC – Kent State University Partnership where she acquire her Business Management Degree. She has been with First Federal Savings of Lorain since 1999 and enjoys helping the community with their financial needs. Rebecca is an active member in the community and enjoys volunteering for different organizations. Her favorite part of the week is when she spends time with her family.

Read More

Explore More

Bank Owned Properties

Bank Owned Properties

Buy from the bank you trust.

Home Equity Lines of Credit

Home Equity Lines of Credit

Plan for all of life's surprises.

Community

Community

Serving our community since 1921.