Meet your First Federal Savings of Lorain Lending Staff
Sharmaine P. Dixon
Originally from Washington D.C., I moved to Ohio when I entered college and received my Bachelor’s and Master’s degrees in Psychology. I have been working in the banking and financial industry, counseling clients on financial responsibility. Working closely with clients and knowing that I am helping them achieve a goal is my favorite part. In my free time I love to read, shop and spend time with my family, friends and sorority sisters. Jamming to Justin Timberlake, watching the “Golden Girls” and “Murder She Wrote” is my idea of a perfect day.
Ashu S. Howard
I feel like I am coming home to First Federal Savings of Lorain. I have lived in Northeast Ohio for most of my life, and both my family and I have strong roots in this community. I graduated from Garfield Heights Senior High School and then served four years in the US Army. I have been in the financial services industry for a number of years and am very proud, and extremely happy to have the privilege to join the team at First Federal Savings of Lorain. My previous position, as a loan originator, has allowed me to work with veterans and their families to achieve the dream of homeownership. I chose First Federal Savings of Lorain because of their commitment to this community, and their customers…… I truly believe that the entire staff is committed to making the lives of their customers, clients, and friends better. I have three small dogs (my babies), I love any physical activity, especially working out, I am a car and motorcycle enthusiast and I am a vegetarian! I look forward to meeting you and helping you navigate the mortgage maze!!
Main Branch Manager
Since joining First Federal Savings of Lorain in 1979, JoEllen has held positions of teller, head teller, management trainee and is currently manager of the Main Office on Oberlin Avenue. Member of Lorain County Chamber of Commerce, North Coast Building Industry Association, Lorain County Association of Realtors and Main Street Amherst. She is married to Fred and together they have four grown children and seven grandchildren. In her free time JoEllen enjoys spending time with her family, friends. And she especially enjoys playing with the grandchildren who are her heart and soul. JoEllen is very passionate about advocating and networking for shelter animals and currently has two rescue dogs and two rescue cats.
Homewood Branch Manager
Edie has been with First Federal Savings of Lorain since 1989. She is a member of the El Centro Finance Committee and North Coast Building Industry Association. Being active in her community and participating in local events are important to her.
Edie’s hobbies are, photography and listening to all types of music. She enjoys spending time with her daughter and friends.
Huron Branch Manager
Danielle has been a lifelong resident of Vermilion, Ohio where she currently resides with her husband and 2 children.
Danielle has been in banking and mortgage field since 2003 which has given her the opportunity to work with a diverse client base. Through her experience she has gained the ability to truly understand her client's needs. She believes that understanding your needs is the most important step in helping you achieve your financial goals. A key objective of being part of the First Federal family is to give the highest level of customer service along with providing the ideal mortgage program that fits each borrower's individual needs and goals.
Sandusky Branch Manager
Lin is pleased to be part of a bank that makes its employees and customers feel part of a family. Lin has been in lending and banking since 2000 and has even more experience in the financial area. Lin’s success is due in part to being available after regular banking hours for customer loan questions and preapprovals, quick responses to phone and email inquiries, and thoroughness in explaining loan products and procedures, whether it’s for first time homebuyers, construction or repair loans, or any other programs that we offer.
Lin is a member of Erie County Chamber, Firelands Realtor Assoc, Erie County Home Builders, Women’s Professional Networking & Firelands Positive People. She has four grandchildren and all their sports & activities keep her enjoyably busy! Lin loves cards and game days with family and friends-so much to laugh about!
Port Clinton Branch Manager
Buying, building or refinancing a home is one of the most important and challenging decisions you will make in your lifetime. It can be one of the most rewarding or difficult experiences based on the support you surround yourself with during this time. As the branch manager and loan originator for the Port Clinton Office, Patty takes pride in helping our customers achieve their dreams every step of the way. Patty has lived and worked in Ottawa County her entire life and knows firsthand the challenges that can come with such a life changing decision. Patty began her banking career in 1979; she then took some time off to raise her children and resumed her career in banking in 1995. All of her banking and lending experience has been in the Ottawa County area, she prides herself on making the mortgage loan process easy to understand for the first time home buyer to the experienced homeowner and will help you to navigate not only the challenges that can be presented, but the diverse communities of our county.
Patty is an active member of the Board of Professional Women, Treasurer of the Greater Port Clinton Arts Council, and also volunteers for Salvation Army and United Way. This gives her firsthand knowledge and insight into the ever changing market and growth we experience on a yearly basis in our community. Patty looks forward to taking this journey with you, as you work together to finance your future.
Avon Branch Manager
Michelle is the manager and loan originator at the Avon Office. She has been with First Federal savings of Lorain since 1994 and enjoys helping her customers obtain home ownership. Michelle sits on the Board of Directors for the North Coast Builders Industry Association and The Lorain County Association of realtors. She is extremely active in both organizations sitting on numerous committees. Michelle enjoys spending time with her husband of 22 years and their family.
Rebecca B. Garcia
Amherst Branch Manager
Rebecca was born in Puerto Rico, and has been a Lorain County resident since 1998. She attended LCCC – Kent State University Partnership where she acquire her Business Management Degree. She has been with First Federal Savings of Lorain since 1999 and enjoys helping the community with their financial needs. Rebecca is an active member in the community and enjoys volunteering for different organizations. Her favorite part of the week is when she spends time with her family.