Lending Staff

Meet your First Federal Savings of Lorain Lending Staff

Sharmaine P. Dixon

Loan Originator

Main Branch

Hobby is Dancing

Originally from Washington D.C., I moved to Ohio when I entered college and received my Bachelor’s and Master’s degrees in Psychology. I have been working in the banking and financial industry, counseling clients on financial responsibility. Working closely with clients and knowing that I am helping them achieve a goal is my favorite part.

In my free time I love to read, shop and spend time with my family, friends and sorority sisters. Jamming to Justin Timberlake, watching the “Golden Girls” and “Murder She Wrote” is my idea of a perfect day.

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Ashu S. Howard

Loan Originator

Main Branch

Hobby is Cars

I have lived in Northeast Ohio for most of my life. Both my family and I have strong roots in this community. After graduation from high school I served four years in the US Army.

Ashu has been in the financial services industry for a number of years and is very proud and extremely happy to have the privilege to join the team at First Federal Savings of Lorain. During his career as a loan originator he has had the opportunity to work with veterans and their families to achieve the dream of homeownership.

Ashu is President Elect of the Rotary Club of Lorain and the Volunteer Coordinator for the Cleveland Vegan Society.

He has three small dogs, loves any physical activity, especially working out, he is a car and motorcycle enthusiast and a vegetarian! Ashu looks forward to meeting you and helping you navigate the mortgage maze!!

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JoEllen Tucker

Main Branch Manager

Loan Originator

Hobby is Animal Rescue

Since joining First Federal Savings of Lorain in 1979, I have held positions of teller, head teller, management trainee and is currently manager of the Main Office on Oberlin Avenue. I am a member of Lorain County Chamber of Commerce, North Coast Building Industry Association, Lorain County Association of Realtors and Main Street Amherst.

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Edie Tiller

Homewood Branch Manager

Loan Originator

Hobby is Reading

I have been with First Federal Savings of Lorain since 1989. I am a member of the El Centro Finance Committee and North Coast Building Industry Association. Being active in my community and participating in local events is important to me.

Edie’s hobbies are, photography and listening to all types of music. She enjoys spending time with her daughter and friends.

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Danielle Peffley

Huron Branch Manager

Loan Originator

Hobby is Vermilion Beach

I have been a lifelong resident of Vermilion, Ohio where I currently reside with my husband and 2 children.

I have been in the banking and mortgage field since 2003, which has given me the opportunity to work with a diverse client base. What I have gained from this experience is the ability to truly understand my client's needs. I believe that understanding your needs is the most important step in helping you achieve your financial goals. A key objective of being part of the First Federal Savings of Lorain family is to give the highest level of customer service along with providing the ideal mortgage program that fits each borrower's individual needs and goals.

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Lin Schaefer

Sandusky Branch Manager

Loan Originator

Hobby is Board Games

I am pleased to be part of a bank that makes its employees and customers feel part of a family. I have 13 years of lending and banking experience and even more in the financial area. My success is due in part to being available after regular banking hours and days for customer convenience, quick responses to phone and email inquiries, and thoroughness in explaining loan products and procedures, whether it’s for first time homebuyers, construction to perm, or any other programs that we offer.

I am a member of Erie and Lorain County Chambers, North Coast BIA, and Women’s Council of Realtors. My four grandchildren and all their activities keep me enjoyably busy!

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Michelle Nowlin

Amherst Branch Manager

Loan Originator

Hobby is Ocean

I am the manager and loan originator at the Amherst Office. I have been with the First Federal Savings of Lorain since 1994 and enjoy helping my customers obtain home ownership. I am on the board of directors for the North Coast Builders Industry Association and the Lorain County Association of Realtors, and I’m very active in both organizations sitting on numerous committees. I enjoy spending time with my husband and family.

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