Lending Staff

Meet your First Federal Savings of Lorain Lending Staff

Melanie Stock

Loan Originator

Main Branch

Hobby is Beach

Helping a first time home buyer achieve their dream of home ownership, improving someone’s financial health, to all of the amazing people I have the pleasure of meeting along the way, these are just a few of the things I love about being a part of the mortgage industry. I could not imagine doing anything else!

I take pride in turning what some might consider a stressful time into an exciting and knowledge filled experience. I do this by making sure that I’m aware of my client’s goals, I educate them on all of their options and I make sure that they understand and are comfortable with every aspect throughout this process. My clients are never disappointed with the strong communication and transparency that I offer them.

In my free time, I enjoy spending time with my family, shopping, traveling, and experiencing new things. My favorite trip I’ve been on so far is to Costa Rica; it’s beautiful! I also have a fur baby named Frankie.

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Natasha Witter

Loan Originator

Hobby is Traveling

Helping clients with home ownership is something I pride myself on, whether it be your first home purchase, your vacation home, or a new home to fit your life changes.

I have been in the banking industry for 10 years with 8 of those years being a loan originator. Over my years of experience I have learned that every lending situation is unique, and I love being able to tailor your loan to meet your individual needs and goals. I understand that purchasing or refinancing your home is a stressful time in your life, I do my best to educate you to make the process as seamless as possible.

I reside in Port Clinton with my family. I love traveling with my family and allowing my daughter to experience new places the world has to offer.

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Cathy Schaefer

Loan Originator

Hobby is Outdoor Activities

Having been born in Sandusky and raised in Castalia, I am small town proud!

As a native of this area, I understand the unique financial opportunities and challenges that are present. My number one goal is helping you navigate what can be a confusing, or possibly intimidating process through honest and open communication. I believe that collaborating and helping one another will lead to both personal and communal success. Whether your vision is building a new home, purchasing an established home, or simply gaining financial confidence, my success is measured with yours. I look forward to positively impacting this community one success story at a time!

My free time is dedicated to my family and helping those around me. I enjoy travel, spending time at local sporting activities, and eating Toft’s Ice Cream. I look forward to hearing your story, learning your goals, and meeting your financial needs through personal, attentive service!

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Danielle Peffley

Huron Branch Manager

Loan Originator

Hobby is Vermilion Beach

I have been a lifelong resident of Vermilion, Ohio where I currently reside with my husband and 2 children.

I have been in the banking and mortgage field since 2003, which has given me the opportunity to work with a diverse client base. What I have gained from this experience is the ability to truly understand my client's needs. I believe that understanding your needs is the most important step in helping you achieve your financial goals. A key objective of being part of the First Federal Savings of Lorain family is to give the highest level of customer service along with providing the ideal mortgage program that fits each borrower's individual needs and goals.

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Larry Drouhard

Loan Originator

Hobby is Traveling

I live in my hometown of Vermilion, with my beautiful fiancée and two wonderful, rambunctious Springer Spaniels. I enjoy traveling, eating and preparing tasty food, and playing on the water.

The past 6 years of my professional life have been focused on getting people into the home of their dreams. I have always been fascinated with finances and numbers my entire life and am so happy to be in lending field.

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Jessica Stewart

Loan Originator

Hobby is Outdoors

When I work with customers, my goal is to provide a comfortable environment built on trust. I make the experience of taking out a loan to buy a home, renovating a home, or even building one hassle-free for my customers by taking time to walk through each step of the process. My number of years in the finance industry have paved a way to make me confident and fully prepared to help you on this exciting journey.

Being raised in Lorain, it is my pleasure to give back to my community. I currently reside in Lorain and find most of my free time is spent at Lakeview Park walking my dogs or having some fun with my family!

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Bethany Ickes

Loan Originator

Hobby is Painting

Buying a home or making a financial change can be intimidating and cause confusion, frustration, or stress. It is my goal, as a loan originator, to remove the stress and confusion and to make loans an enjoyable experience for my clients. I do this by simplifying processes, comprehending and acting towards my clients’ goals, and by utilizing a wealth of knowledge and resources. It is my aim to see clients walk away happy and comfortable with the decisions they make.

In my free time, I enjoy painting, spending time with family and friends, shopping, and traveling. My favorite trip I’ve had so far is a trip to the Virgin Islands and Jamaica; highly enjoyable. I also love animals! I have five rescues: Nikko, Elmo, Lily, Theodore, and Honey.

Thank you to all of the people I have had and will have the pleasure of meeting along the way. It is because of your support that I have come to love being a part of the mortgage industry.

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Lisa Garcia

Loan Originator

Hobby is Boating

During my years in real-estate customer service, I learned that each person and home-buying situation is unique. I do not abide by the one-size-fits-all approach to mortgage lending. Instead, I work with you to find the right mortgage solution to fit your personal needs.

I understand the importance of homeownership. The financial aspects of buying a home can be stressful and overwhelming, and it is my responsibility to ensure that your home-buying experience is a smooth and easy process.

I work flexible hours to meet your availability, and with multiple forms of communication. I believe communication is essential for a successful loan transaction.

I enjoy spending time with my family and two French bulldogs Charlie and Yogi. I love to cook and be outside as much as possible enjoying a nice walk or boating on Lake Erie.

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Monica Jones

Loan Originator

Hobby is Bowling

Most of my professional career has been spent in the banking industry, and I understand the importance of the home-buying process for my customers. I have the banking and mortgage knowledge and the customer service experience to help you find the correct loan product and terms that are right for your budget. I pride myself on providing a smooth and transparent process for my customers. I believe in open and effective communication, and will take the time to explain anything about the home mortgage process.

I have been a lifelong resident of Lorain, and love to be a resource to my extended neighbors. In my down time I love to travel. I am also on a women’s bowling league, and enjoy spending time with my husband and daughter.

I would love to help you achieve your dream of home ownership.

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