Lending Staff
Meet your First Federal Savings of Lorain Lending Staff


Melanie Stock
Loan Originator
Main Branch
Helping a first time home buyer achieve their dream of home ownership, improving someone’s financial health, to all of the amazing people I have the pleasure of meeting along the way, these are just a few of the things I love about being a part of the mortgage industry. I could not imagine doing anything else!
I take pride in turning what some might consider a stressful time into an exciting and knowledge filled experience. I do this by making sure that I’m aware of my client’s goals, I educate them on all of their options and I make sure that they understand and are comfortable with every aspect throughout this process. My clients are never disappointed with the strong communication and transparency that I offer them.
In my free time, I enjoy spending time with my family, shopping, traveling, and experiencing new things. My favorite trip I’ve been on so far is to Costa Rica; it’s beautiful! I also have a fur baby named Frankie.


Natasha Witter
Loan Originator
Helping clients with home ownership is something I pride myself on, whether it be your first home purchase, your vacation home, or a new home to fit your life changes.
I have been in the banking industry for 10 years with 8 of those years being a loan originator. Over my years of experience I have learned that every lending situation is unique, and I love being able to tailor your loan to meet your individual needs and goals. I understand that purchasing or refinancing your home is a stressful time in your life, I do my best to educate you to make the process as seamless as possible.
I reside in Port Clinton with my family. I love traveling with my family and allowing my daughter to experience new places the world has to offer.


Cathy Schaefer
Loan Originator
Having been born in Sandusky and raised in Castalia, I am small town proud!
As a native of this area, I understand the unique financial opportunities and challenges that are present. My number one goal is helping you navigate what can be a confusing, or possibly intimidating process through honest and open communication. I believe that collaborating and helping one another will lead to both personal and communal success. Whether your vision is building a new home, purchasing an established home, or simply gaining financial confidence, my success is measured with yours. I look forward to positively impacting this community one success story at a time!
My free time is dedicated to my family and helping those around me. I enjoy travel, spending time at local sporting activities, and eating Toft’s Ice Cream. I look forward to hearing your story, learning your goals, and meeting your financial needs through personal, attentive service!


Danielle Peffley
Huron Branch Manager
Loan Originator
I have been a lifelong resident of Vermilion, Ohio where I currently reside with my husband and 2 children.
I have been in the banking and mortgage field since 2003, which has given me the opportunity to work with a diverse client base. What I have gained from this experience is the ability to truly understand my client's needs. I believe that understanding your needs is the most important step in helping you achieve your financial goals. A key objective of being part of the First Federal Savings of Lorain family is to give the highest level of customer service along with providing the ideal mortgage program that fits each borrower's individual needs and goals.


Larry Drouhard
Loan Originator
I live in my hometown of Vermilion, with my beautiful fiancée and two wonderful, rambunctious Springer Spaniels. I enjoy traveling, eating and preparing tasty food, and playing on the water.
The past 6 years of my professional life have been focused on getting people into the home of their dreams. I have always been fascinated with finances and numbers my entire life and am so happy to be in lending field.


Jessica Stewart
Loan Originator
When I work with customers, my goal is to provide a comfortable environment built on trust. I make the experience of taking out a loan to buy a home, renovating a home, or even building one hassle-free for my customers by taking time to walk through each step of the process. My number of years in the finance industry have paved a way to make me confident and fully prepared to help you on this exciting journey.
Being raised in Lorain, it is my pleasure to give back to my community. I currently reside in Lorain and find most of my free time is spent at Lakeview Park walking my dogs or having some fun with my family!


Denisha Rojas
Loan Originator
With over six (6) years in the real estate industry, I strive for educating and advocating for my clients. Whether you’re wanting to refinance or purchase a home, my goal is to give you peace of mind and support you and your homeownership journey.
I understand your situation is unique, and I’ll take the time to provide you the smoothest experience while taking care of your home financing needs.
When I’m not working, you can find me spending time with my husband, son and fur babies. I enjoy being a creative, focusing on health and wellness, running in the Metroparks, and completing DIY projects.
I look forward to making your dreams a reality!


Drew Leon
Loan Originator
As a resident of Cleveland, I enjoy exploring all the city and surrounding area has to offer through local restaurants and breweries, great metroparks, and thriving theatre district.
Beginning my lending career in 2014, I have helped many individuals and families realize their dream of becoming homeowners. I pride myself on being approachable and easy to work with. I strive to make the purchase process simple to understand and as streamlined as possible.


Bill Stallard
Loan Originator
Assisting my clients achieve their ultimate goal of homeownership, whether it be a 1st time homebuyer, building their dream home, buying a vacation home, or renovating their existing home, is something I take great pride in. I have over 20+ years in the mortgage and banking field and have the experience to guide my clients through the process. I believe that understanding my clients goals and communicating the steps throughout the process is essential in this exciting and sometimes stressful time. I will be your advocate the entire time.
I am a lifelong Cleveland sports fan, supporting the Browns, Guardians, and Cavaliers. I have been to over 14 Major League Baseball stadiums, and looking to expand that experience every year. I enjoy travelling with my family to sunny and tropical destinations throughout the world.