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First Federal Savings of Lorain Ohio Logo (Link to Homepage)

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  • On Tuesday, August 29th

    All of our offices will close at 3:00pm

    Click For More Info
  • First Federal Savings of Lorain

    Reinvesting in the community since 1921.

    About Us
  • Need a Mortgage?

    No time for an appointment?

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  • Community FIRST

    We care because your community is our community. We have been putting community first for nearly a century.

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Current Mortgage Rates:

Description Rate APR Points
30 Year Fixed Rate 4.000% 4.178% 1
30 Year Fixed Rate 4.250% 4.344% 0
25 Year Fixed Rate 4.000% 4.205% 1
25 Year Fixed Rate 4.125% 4.233% 0
20 Year Fixed Rate 3.375% 3.615% 1
20 Year Fixed Rate 3.500% 3.626% 0
15 Year Fixed Rate 3.125% 3.433% 1
15 Year Fixed Rate 3.250% 3.412% 0
10 Year Fixed Rate 2.500% 2.942% 1
10 Year Fixed Rate 2.750% 2.982% 0
3/1 Year Adjustable Rate 2.500% 3.750% 0
5/1 Year Adjustable Rate 2.750% 3.806% 0
7/1 Year Adjustable Rate 3.250% 4.000% 0



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Your projects your way

We want to help you build your dream home, your way.Our construction loans are designed to provide you with the flexibility to hire a general contractor or be your own general contractor and oversee the project yourself.

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It's easier and more convenient than ever to manage your account!

  • Enjoy the convenience of 24 hour access
  • Manage your accounts online
  • Download statements
  • Pay your bill online
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Putting people first since 1921.

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Kids Club Savings

Plan for success.

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MoneyPass ATMs

Surcharge-free ATMs wherever you go.