This is a limited time offer. New and existing Flagship checking account customers may earn a .25% interest rate increase on a certificate of deposit. Flagship checking account must remain open for 6 months or an early account closing fee of $25 will be applied. Trust, Estate, and other specialty titled accounts are excluded from this offer. Minimum amount required to open Certificate of Deposit account is $250. In order to obtain the Annual Percentage Yield (APY) a minimum daily balance of $250 is required. 8 month CDs with the interest rate bump will have an interest rate of 4.25% with a 4.32% APY. 15 month CDs with the interest rate bump will have an interest rate of 4.29% with a 4.36% APY. 20 month CDs with the interest rate bump will have an interest rate of 4.39% with a 4.46% APY. 35 month CDs with the interest rate bump will have an interest rate of 4.53% with a 4.60% APY. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. To obtain the disclosed APY a minimum daily balance of $250 is required. (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest payments are made quarterly and at the end of the term. Offer may be extended, modified, or discontinued at any time without notice. The APY are accurate as of September 4, 2026.Rates are subject to change without notice. Employees not eligible for this offer.