Investment Products
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- Bonds
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- Annuities
- Life Insurance
- Long Term Care Insurance
I graduated from Miami University in 1989 with a degree in Finance, and I’ve been passionate about helping people make smart financial decisions ever since. I live in Bay Village, Ohio, with my wife Nancy, and we’re proud parents of two grown children. Whether it’s guiding individuals toward financial confidence or simply lending a listening ear, I enjoy making a positive impact in people’s lives. Outside of work, I love spending time on the golf course and traveling to new places—two hobbies that help me recharge and stay inspired.
Contact Joe Today!
Call: 440-382-2521
Text: 440-256-6970
Email: Joseph.Melenick@Ceterais.com
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Located at: 3721 Oberlin Rd, Lorain, OH, 44053 (440) 382-2521
Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered.
Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.
Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
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This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.