Card Services

ATM and debit cards that can keep up.

Choose options that keep pace with your life.

Banking just got easier with our array of card products and services. At First Federal Savings of Lorain, we work hard to increase accessibility, ease of use and security through our card service program. 

“It's the card that acts like a check!”

Our VISA Check-Mate Debit Card gives you all the services of an ATM card, plus the ability to make purchases at more than one million Visa merchants worldwide.             

  • No Finance Charges               
  • No Annual Fee           
  • Use instead of cash or checks        
  • Automatically deducted from your checking account        
  • Free domestic debit card transactions (An ISA (International Service Assessment) fee may be assessed on international transactions)        
  • Access to over 14,000 ATM locations nationwide       
  • Other banks' ATM fees may apply

This card gives you easy access to your Statement Savings or 1st E-Advantage Savings at any ATM. With it you can safely and conveniently make deposits, withdrawals, transfers, and balance inquiries.       

  • No Finance Charges      
  • No Annual Fee     
  • Free domestic debit card transactions (An ISA (International Service Assessment) fee may be assessed on international transactions)     
  • Access to over 14,000 ATM locations nationwide      
  • Other banks' ATM fees may apply

First Federal Savings of Lorain is now offering debit cards with chip technology. The embedded computer chip provides more security and wider international acceptance.

Your card will be replaced with a new chip card as your current card expires. Once your new card arrives, be sure to activate it for use and then destroy your old card.

There is no need to request a new card. You'll automatically receive your new chip card in the mail before your card's expiration date. There is no extra charge for the new chip card. 

Click for More Information about Chip Cards

For questions or to report a lost or stolen card:

If your Visa Debit card is lost or stolen please report it immediately to First Federal by calling one of our
branch offices during business hours (Monday-Friday 9:00am-5:00pm). During non-business hours lost or stolen cards may be reported by calling toll-free at 1-800-472-3272.

If you think your Visa Debit card has been locked due to suspected fraud, and you did not receive a fraud alert call, please call the Enfact Fraud Center at 1-877-253-8964. Do not enter a case number, simply hold until a team member takes your call.

To report a lost or stolen First Federal Visa Gold or Classic Credit Card, please call 1-877-223-5306.

Keep tabs on your credit and debit card with Card Control. Click for more information 

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