Deposit Rates

Savings

Description Interest Rate Annual Percentage Yield (APY)
1st E-Advantage 0.08% 0.08%
Statement Savings 0.04% 0.04%
Kids Club Savings 0.04% 0.04%
Student Savings  0.08% 0.08%
Christmas Club Savings 0.06% 0.06%

IRAs*

Description Interest Rate Annual Percentage Yield (APY)
Savings IRA 0.02% 0.02%

*IRA Certificates of Deposit Rates and APYs are the same as regular and jumbo certificates.

Certificate of Deposit Specials

Description Interest Rate Annual Percentage Yield (APY)
8 Month Special .10% .10%
17 Month Special .20% .20%

Certificate of Deposit

Description Interest Rate Annual Percentage Yield (APY)
91 Days 0.03% 0.03%
182 Days 0.08% 0.08%
1 Year 0.10% 0.10%
1.5 Years 0.15% 0.15%
2 Years 0.25% 0.25%
2.5 Years 0.30% 0.30%
3 Years 0.30% 0.30%
4 Years 0.30% 0.30%

Jumbo Certificates of Deposit

Description Interest Rate Annual Percentage Yield (APY)
90-179 Days 0.08% 0.08%
180-270 Days 0.08% 0.08%
271-365 Days 0.10% 0.10%
1-2 Years 0.25% 0.25%

Over 2 Years
IRA Certificates of Deposits and APYs are the same as
regular and jumbo certificates.
A penalty may be imposed for early withdrawal of certificates.

0.30% 0.30%

 

**The interest rate and APY may change at any time at our discretion. (Effective on 08/13/2021)

Insured Money Market Fund

Description Interest Rate Annual Percentage Yield (APY)
Balances $100 - $2500 0.03% 0.03%
Balances $2500+ 0.08% 0.08%

Checking

Description Interest Rate Annual Percentage Yield (APY)
Now Checking Account 0.03% 0.03%
1st Classic Advantage: Paper Statement 0.02% 0.02%
1st Classic Advantage: eStatement 0.08% 0.08%

**Interest rates are subject to change without notice.  

Explore More

Link to Christmas Club PageChristmas Club

Christmas Club

Link to IRA Options PageIRA Options

IRA Options

Link to Checking PageChecking

Checking