Michael E. Brosky
Michael has been with First Federal since 2009. He enjoys volleyball, darts and boating.
Chief Operating Officer
Since starting his banking career in 1999, David has worked for multiple companies in various departments including: IT, Investments/Financial Planning, Retail, Lending and Management. His board experience includes the Next Generation Advisory Board through the Ohio Bankers League and the Lorain Metropolitan Housing Authority Inc. David has a Bachelor of Science in Business Administration from Bowling Green State University and a certificate of completion from the Ohio Bankers League Bank Leadership Institute.
Chief Financial Officer
Rick has been a bank CFO since 1990. His focus is on customer and community service. He has worked for a number of Community Focused Banks (both stock and mutual) in Ohio with various responsibilities in lending, IT, retail, and finance. His focus is on finding the right solution for the customer. Rick is a Certified Public Accountant and has a Bachelor of Science in Accounting and a Bachelor of Science in Industrial Management both from the University of Akron. He holds board positions in charitable organizations in Northeast Ohio. His hobbies are housing rehabilitation, woodworking, and skiing.
Bob started his career as Internal Auditor of First Federal in 1993. In this position, he oversees the audits of his Institution’s compliance with federal and state regulations and internal policies and procedures. Bob received both a Bachelor’s and Master’s Degree in Business Administration from Cleveland State University and is licensed by the State of Ohio as a Certified Public Accountant. Bob is active in his community serving on the Boards of the Lorain County Free Clinic, the Lorain Sports Hall of Fame, the United Slovak Societies, the American Slovak Club and his parish Finance Council. In his free time, he enjoys golf, reading and spending time with his grandchildren.
Sharon started Banking in 1989 as a part time teller and has been in banking ever since. Sharon joined First Federal Savings of Lorain in September 2018 excited to lead Retail Banking. In her spare time she enjoys playing sand volleyball, riding on a motorcycle and time with family and friends.
Paul A. Czarney
Assistant Vice President
Paul joined First Federal in 1984 and is now in his 32nd year processing and protecting Information Systems to ensure that customer information is securely handled. He has been married 27 years and has 4 grown children. Sports have always been a major interest, especially football and golf. Paul has been active in community activities, usually involving his children as they grew. This would include the Cub Scouts, Boy Scouts and High School Band
Assistant Vice President, Underwriting
Rachael has been a Lorain resident for the majority of her life. She began working for First Federal, part-time, in 1994 and became a full-time employee in 1998. Rachael has worked on the teller line and new accounts. She was a loan originator for almost nine years, a credit underwriter for two and has held her current position since 2009. Rachael enjoys spending time with her children, boating and fishing, scuba diving, gardening and reading.
Assistant Vice President, Origination
Lisa is a lifelong resident of Avon, Ohio and has been in banking for over 20 years with area of concentration specific to mortgage lending. Over the years, Lisa has been involved in many industry related organizations.
In her spare time Lisa enjoys horses, reading and spending time with her husband and two children.
Christine M. Zakutny
Assistant Vice President, Controller
Chris has been with First Federal for over 20 years. She has worked in various areas of the financial institution. She enjoys reading and spending time with her family.
Assistant Vice President, Loan Servicing
For over 20 years, Melissa has been in the banking industry holding roles in loan operations management, marketing, retail banking and district management. Melissa, a resident of Sheffield Village, Ohio, is a graduate of The Ohio State University with a degree in Business Marketing. She has been involved in many community organizations as a volunteer, chairperson or board member.
Much of her time is spent with her daughter, however, in her spare time, Melissa enjoys traveling, relaxing on a beach or spending time with family and friends.