Deposit Rate Sheet

Savings

Description Interest Rate Annual Percentage Yield (APY)
1st E-Advantage 0.08% 0.08%
Statement Savings 0.04% 0.04%
Kids Club Savings 0.04% 0.04%
Student Savings  0.08% 0.08%
Christmas Club Savings 0.06% 0.06%

IRAs*

Description Interest Rate Annual Percentage Yield (APY)
Savings IRA 0.02% 0.02%

*IRA Certificates of Deposit Rates and APYs are the same as regular and jumbo certificates.

Certificate of Deposit Specials

Description Interest Rate Annual Percentage Yield (APY)
5 Month Special 4.424% 4.50%
8 Month Special 4.134% 4.20%
23 Month Special 3.70% 3.75%

Certificate of Deposit

Description Interest Rate Annual Percentage Yield (APY)
91 Days 0.03% 0.03%
182 Days 0.08% 0.08%
1 Year 0.10% 0.10%
1.5 Years 0.15% 0.15%
2 Years 0.25% 0.25%
2.5 Years 0.30% 0.30%
3 Years 0.30% 0.30%
4 Years 0.30% 0.30%

Jumbo Certificates of Deposit

Description Interest Rate Annual Percentage Yield (APY)
90-179 Days 0.08% 0.08%
180-270 Days 0.08% 0.08%
271-365 Days 0.10% 0.10%
1-2 Years 0.25% 0.25%

Over 2 Years
IRA Certificates of Deposits and APYs are the same as
regular and jumbo certificates.
A penalty may be imposed for early withdrawal of certificates.

0.30% 0.30%

**The interest rate and APY may change at any time at our discretion. (Effective on 10/16/2024)

Choice Money Market

Description Interest Rate Annual Percentage Yield (APY)
Choice Money Market $10,000-$24,999 1.00% 1.00%
Choice Money Market $25,000-$49,999 2.00% 2.00%
Choice Money Market $50,000-$99,999 3.00% 3.00%
Choice Money Market over $100,000  3.75% 3.75%

Insured Money Market Fund

Description Interest Rate Annual Percentage Yield (APY)
Insured Money Market Balances $100 - $2500  0.03% 0.03%
Insured Money Market Balances $2500+ 0.08% 0.08%

Checking

Description Interest Rate Annual Percentage Yield (APY)
Now Checking Account 0.03% 0.03%
1st Classic Advantage: Paper Statement 0.02% 0.02%
1st Classic Advantage: eStatement 0.08% 0.08%
Flagship Checking Account 0.05% 0.05%

**Interest rates are subject to change without notice.  

Explore More

Link to Christmas Club PageChristmas Club

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Checking