Deposit Rate Sheet
Savings
| Description | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 1st E-Advantage | 0.08% | 0.08% |
| Statement Savings | 0.04% | 0.04% |
| Kids Club Savings | 0.04% | 0.04% |
| Student Savings | 0.08% | 0.08% |
| Christmas Club Savings | 0.06% | 0.06% |
IRAs*
| Description | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Savings IRA | 0.02% | 0.02% |
*IRA Certificates of Deposit Rates and APYs are the same as regular and jumbo certificates.
Certificate of Deposit Specials
| Description | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 5 Month Special | 4.91% | 5.00% |
| 10 Month Special | 4.426% | 4.50% |
| 15 Month Special* | 3.94% | 4.00% |
* Restrictions Apply, Click for more information
Certificate of Deposit
| Description | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 91 Days | 0.03% | 0.03% |
| 182 Days | 0.08% | 0.08% |
| 1 Year | 0.10% | 0.10% |
| 1.5 Years | 0.15% | 0.15% |
| 2 Years | 0.25% | 0.25% |
| 2.5 Years | 0.30% | 0.30% |
| 3 Years | 0.30% | 0.30% |
| 4 Years | 0.30% | 0.30% |
Jumbo Certificates of Deposit
| Description | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 90-179 Days | 0.08% | 0.08% |
| 180-270 Days | 0.08% | 0.08% |
| 271-365 Days | 0.10% | 0.10% |
| 1-2 Years | 0.25% | 0.25% |
|
Over 2 Years |
0.30% | 0.30% |
**The interest rate and APY may change at any time at our discretion. (Effective on 09/10/2024)
Choice Money Market
| Description | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Choice Money Market $10,000-$24,999 | 1.00% | 1.00% |
| Choice Money Market $25,000-$49,999 | 2.00% | 2.00% |
| Choice Money Market $50,000-$99,999 | 3.00% | 3.00% |
| Choice Money Market over $100,000 | 3.75% | 3.75% |
Insured Money Market Fund
| Description | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Insured Money Market Balances $100 - $2500 | 0.03% | 0.03% |
| Insured Money Market Balances $2500+ | 0.08% | 0.08% |
Checking
| Description | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Now Checking Account | 0.03% | 0.03% |
| 1st Classic Advantage: Paper Statement | 0.02% | 0.02% |
| 1st Classic Advantage: eStatement | 0.08% | 0.08% |
**Interest rates are subject to change without notice.
